Table of Contents
Welcome to your one-stop IATI Travel Insurance guide to secure peace of mind while traversing the globe. Embarking on an adventure should be filled with moments of awe, joy, and wonder, and we’re here to ensure that it stays that way.
As a adventure travel agency specializing in tours to some conflict zones, we understand the importance of protecting your journey. That’s why we’re thrilled to introduce you to a reliable Travel Insurance International option.
Requirements for Travel Insurance 2024
RJ Travel LLC mandates insurance for all our available travel destinations. All clients must have valid travel insurance, either with IATI or another provider.
But, for destinations rated Orange Level 3 – Reconsider Travel, and Red Level 4 – Do Not Travel by the US Department of State travel advisory, IATI travel insurance is mandatory.
This requirement is non-negotiable. Without this insurance, we cannot sell you our tour packages. Common destinations needing this insurance include Syria, Iraq, Yemen, Iran, and Afghanistan.
Orange Level 3 – Reconsider Travel
July 2023 Updates
New Caledonia, Macau, Lebanon, Saudi Arabia, Jamaica, Papua New Guinea, Nicaragua, Niger, Colombia, Uganda, Guinea, Nigeria, Mauritania, Guinea-Bissau, Ethiopia, Democratic Republic of the Congo, Chad, Burundi, Trinidad and Tobago, Honduras, Guyana, Guatemala, El Salvador, Egypt, Pakistan, China, Israel, the West Bank and Gaza, and Mexico.
Red Level 4 – Do Not Travel
July 2023 Updates
Burma (Myanmar), Venezuela, Iraq, Iran, Yemen, Afghanistan, Russia, South Sudan, Somalia, Mali, Central African Republic, Burkina Faso, Haiti, Belarus, North Korea (Democratic People’s Republic of Korea), Syria, Libya, Ukraine, and Sudan.
Travel Insurance Quotes
Select your preferences to get an idea of the policy price using this travel insurance quote comparison tool.
While purchasing IATI travel insurance through our website, you will receive a 5% discount on their regular online price.
How Much This Insurance Cost?
IATI Standard / STANDARD / CLASSIC | Nº of days | USA | Germany | UK | Italy |
---|---|---|---|---|---|
Afghanistan Group Tour | 10 | 88 USD | 69 EUR | 32 GBP | 69 EUR |
Iraq Group Tour | 6 | 30 USD | 50 EUR | 24 GBP | 50 EUR |
Syria Group Tour | 7 | 36 USD | 32 EUR | 14 GBP | 32 EUR |
Yemen Group Tour | 7 | 30 USD | 50 EUR | 28 GBP | 50 EUR |
Algeria Group Tour | 7 | 36 USD | 32 EUR | 14 GBP | 32 EUR |
Which plan to buy
- At RJ Travel LLC, we highly recommend IATI Insurance for your travel needs. With comprehensive coverage that includes countries with travel advisories (US, CA, UK, NZ, FR), it’s perfect for both group trips and solo adventures.
- IATI Insurance offers options for long-term trips up to one year, welcomes travelers of all nationalities, and even provides coverage for senior citizens. Its versatile plans cater to various types of travel, from thrilling adventures to family vacations or road trips.
- As an exclusive offer, clients of RJ Travel LLC can enjoy a 5% discount when purchasing IATI Insurance through our partnership.
IATI Travel Insurance Reviews
Some IATI travel insurance reviews from their past clients.
Is super easy to compare the different insurance and the experience to buy it is user friendly. The insurance covarege align with ours expectations.
Date of experience: April 23, 2024
Simple, effective, great! A straightforward, transparent experience, performed totally online. We need more companies operating like this.
Date of experience: April 06, 2024
Information, contracting and payment process smooth and easy, after contracting info and app perfect!
Date of experience: March 04, 2024
I contracted the travel insurance for my trip to Thailand. It had coverage of $90 for delayed luggage. My luggage was mishandled at the airport and did not arrive with me. I had to buy in Bangkok new toiletries and flip flops. The bags arrived only the next day. Submitted the claim to IATI. Sent them all the documents they requested. Today I have received the stipulated compensation as per the conditions of the contract. The whole process from the filing to the payout into my account took around 3 weeks.
Date of experience: July 09, 2022
I made a mistake on the dates and you were quick to help me!
Date of experience: March 26, 2024
Why travelers insurance matters
When it comes to travel, unexpected events can occur, ranging from medical emergencies to trip cancellations. With IATI Travel Insurance, you can safeguard your journey with confidence. We’ll delve into the reasons why being insured is crucial and how IATI’s policies offer the necessary protection, ensuring you have a worry-free adventure:
- Protection against Unexpected Medical Expenses
- Trip Cancellation and Interruption Coverage
- Emergency Evacuation and Repatriation
- Protection for Lost or Delayed Baggage
- Coverage for Travel Delays and Missed Connections
- Emergency Assistance Services
- Peace of Mind and Financial Security
Explore Off-the-Beaten-Path
Not all policies are created equal, and that’s why understanding the details of your coverage is vital. At IATI Travel Insurance, they recognize the importance of comprehensive protection that extends beyond mainstream destinations.
We go the extra mile to provide coverage for off-the-beaten-path destinations like Syria, Iran, Afghanistan, Iraq, Yemen, and other high-risk regions where traditional insurance may not offer coverage.
With IATI Insurance Policies, you can explore adventurous destinations with confidence, knowing that you have the necessary coverage in case of any unforeseen circumstances.
From medical expenses and emergency evacuation to trip interruption and personal liability, their policies are designed to provide comprehensive protection tailored to your specific trip.
Available IATI Insurances
IATI Travel Insurance offers a range of comprehensive insurance policies to suit different travel needs and destinations.
Here are some of the available insurances:
- IATI Basic: This policy provides essential coverage for medical expenses, trip cancellation, baggage, and personal liability.
- IATI Standard: With higher coverage limits, this policy offers comprehensive protection for medical expenses, trip cancellation, baggage, personal liability, and additional benefits such as travel delay and missed connections.
- IATI Star: Designed for travel to countries with high medical costs, this policy provides extensive coverage for medical expenses, including high limits for emergency medical treatment. It also includes coverage for trip cancellation, baggage, adventure sports, and more.
- IATI Backpacker: Ideal for long-term travelers and backpackers, this policy offers extended coverage for medical expenses, emergency evacuation, trip interruption, personal liability, and adventure sports.
- IATI Cancellation: This policy focuses on trip cancellation coverage, allowing you to protect your prepaid travel expenses in case you are unable to go on your trip due to covered reasons.
Service | IATI Basic | IATI Standard | IATI Backpacker | IATI Star |
---|---|---|---|---|
Medical Assistance | ||||
Medical assistance abroad | €50,000 | €300,000 | €500,000 | €1,000,000 |
Dental expenses | €100 | €350 | €350 | €500 |
Personal injury in motor vehicle accidents | Included | Included | Included | Included |
Pre-existing conditions | Included | Included | Included | Included |
Accommodation/Transport of a relative | €420 | €750 | €600 | €1,400 |
Delivery of medication abroad | Included | Included | Included | Included |
Convalescence in a hotel | €588 | €1,050 | €840 | €1,400 |
Repatriation | ||||
Repatriation of the sick or deceased | 100% | 100% | 100% | 100% |
Early return due to hospitalization or death | 100% | 100% | 100% | 100% |
Early return due to major casualty | €500 | €1,000 | ||
Luggage | ||||
Theft and damage to luggage | €500 | €1,000 | €1,500 | €2,500 |
Locating and sending lost luggage | Included | Included | Included | Included |
Delay in delivery of checked baggage | €90 | €120 | €300 | €300 |
Delivery of forgotten items | €60 | 100% | €120 | |
Help in case of emergency | ||||
Urgent message forwarding | Included | Included | Included | Included |
Cash advances abroad | €1,000 | €3,000 | ||
Legal coverage | ||||
Private civil liability | €30,000 | €60,000 | €60,000 | €60,000 |
Criminal liability defense | €3,000 | €3,000 | €3,000 | |
Claims for damages | €2,000 | €3,000 | ||
Accidents | ||||
Accidental death cover | €6,000 | €6,000 | €6,000 | €4,000 |
Accidental disability cover | €6,000 | €6,000 | €6,000 | €18,000 |
Each insurance policy from IATI is tailored to meet specific travel needs and offers additional optional coverages to customize your protection. Whether you’re embarking on a short vacation or a long-term adventure, IATI Travel Insurance has the right policy to ensure you can travel with peace of mind.
Seamless Booking Process
Securing your IATI Travel Insurance is a seamless process that ensures a hassle-free experience. They’ll guide you through the simple steps to book your insurance, allowing you to focus on planning your adventure.
From selecting the right policy to providing the necessary information, you’ll have all the information you need to secure your coverage effortlessly.
Exclusive Discount: Get 5% Off
As a valued traveler, we have an exclusive offer for you. Enjoy a 5% discount on your IATI Travel Insurance when you book through our website.
This limited-time promotion is our way of showing appreciation for choosing us as your travel partner. Take advantage of this opportunity to save while ensuring your journey is protected.
FAQ – About IATI Travel Insurance
Why we only accept IATI
Most well-known travel insurance policies that claim to cover all countries globally often forget to mention that they exclude risk zones.
Most North American insurance policies, such as Emergency Assistance Plus (EA+), do not cover travel to countries with a U.S. Department of State Level 4 (Do Not Travel) advisory, such as Iraq, Yemen, Afghanistan, Syria, etc.
The specific details on the EA+ website state:
“If you are traveling to a country that is on the OFAC-sanctioned list or to a country with a U.S. Department of State Level 4 (Do Not Travel) Travel Advisory at the time of departure, you are not eligible for transportation by EA+.”
You can verify this information on their [FAQ page] (https://www.emergencyassistanceplus.com/faq/) and the [U.S. Department of State’s travel advisory for Iraq](https://travel.state.gov/content/travel/en/international-travel/International-Travel-Country-Information-Pages/Iraq.html).
Why is IATI travel insurance important?
IATI Travel insurance provides financial protection and peace of mind during your greatest adventures. It covers medical expenses, trip cancellation or interruption, lost baggage, and other unforeseen events, ensuring you’re safeguarded against unexpected costs. Visiting the least visited countries in the world can offer a unique and off-the-beaten-path travel experience for those seeking adventure but they do require proper insurance.
What are the benefits of IATI travelers insurance?
IATI Travel Insurance offers comprehensive coverage for medical emergencies, trip cancellation, baggage loss, adventure activities, and more. With high coverage limits and 24/7 emergency assistance, IATI ensures you’re well protected throughout your journey.
Can I customize my coverage with IATI Travel Insurance?
Yes, IATI offers various insurance plans with different coverage options. You can choose the plan that best suits your travel needs, whether it’s basic coverage or comprehensive protection for adventure activities and hazardous sports.
What destinations does IATI Travel Insurance cover?
IATI Travel Insurance covers a wide range of destinations worldwide, including popular tourist destinations and off-the-beaten-path locations. Unlike many other insurers, IATI also provides coverage for countries such as Syria, Iran, Afghanistan, Iraq, and Yemen, ensuring you’re protected no matter where your adventurous spirit takes you.
What are the coverage limits for medical expenses with IATI Insurance?
IATI offers high coverage limits for medical expenses, with options ranging from €50,000 up to €4,800,000, depending on the insurance plan you choose. This ensures you have adequate financial protection in case of medical emergencies abroad.
Does IATI offer 24/7 emergency assistance?
Yes, IATI provides 24/7 emergency assistance to its policyholders. In case of emergencies or unexpected situations during your trip, you can reach out to their dedicated support team for immediate assistance and guidance.
What are the values that IATI prioritizes?
At IATI, they prioritize transparency, customer satisfaction, and providing reliable and quality insurance coverage. They strive to offer competitive prices, excellent customer service, and comprehensive policies that meet the diverse needs of travelers.
Does IATI Travel Insurance Covers All Countries?
IATI Travel Insurance provides coverage for a wide range of countries around the world, including popular destinations as well as those considered more challenging or off the beaten path. This includes countries like Afghanistan, Iran, Iraq, Yemen, Syria, Turkmenistan, Saudi Arabia, Libya, and many others. IATI understands the diverse travel needs of adventurers and offers comprehensive insurance options to ensure your peace of mind, no matter where your journey takes you. With IATI Travel Insurance, you can confidently explore even the most unique and exotic destinations.
Can I get a discount on IATI Travel Insurance?
Certainly! We are pleased to offer an exclusive 5% discount on IATI Travel Insurance when you book through our website. By clicking and using our platform, you can take advantage of this special discount and enjoy even greater value for your travel insurance. Don’t miss out on this opportunity to secure comprehensive coverage at a discounted rate.
Booking Conditions
As stated in our Booking Conditions & Trip Agreement page in the Declaration of Travel Insurance section, it is mandatory to buy travel insurance when booking your trip with RJ Travel LLC. Clients are responsible for obtaining adequate coverage and understanding the policy terms, conditions, and exclusions. RJ Travel LLC cannot be held liable for expenses not covered by travel insurance.
Travel Insurance International
All our available international coverage policies. Choose your country for more detailed information.